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Enjoy a hassle-free Personal Loan to suit any kind of financial need which gets you added benefits.Emirates NBD Personal Loans give you
a financial solution for every kind of need.
Eligibility and Criteria
Minimum Salary must be AED 5000 or Above.
Minimum age of the applicant should be 21 Years at the time of application and should not Exceed 60 Years of age for Expatriates and 65 Years for UAE Locals at the time of Loan Maturity.
Applicant should completed 6 months in the Company or should be a confirm Employee.
The higher your credit score the more benefits you can enjoy e.g. faster processing, less paperwork, low interest rates, high loan amounts and credit limits.
Rates and Fee
Interest rate starting from 5.50% Reducing.
Processing Fee is 1 %
Unique double insurance is 1.24%
KYC Documents Passport, Visa and Emirates Id Copy.
Salary Transfer Letter.
Last 3 to 6 Month Bank Statement.
Payslips if applicable.
Maximum Tenure of repayment is upto 48 Months.
Maximum Loan amount can be availed upto 20 Multiples of salary and max upto 2 Million for Expatriates.
Salary Transfer to ENBD Bank is Mandatory.
Expatriates who are new in employment or new to UAE also can apply.
You can skip up to two non-consecutive installments per year under Loan deferment option.