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Eligibility and Criteria
Minimum monthly salary of AED 5,000.
Length of service – Should be a confirmed Employee.
Salary Should be credited in Bank Account or Any Exchange House.
Minimum age of 21 years.
Maximum age 60 for Expatriates at the time of maturity.
Rates and Fee
Interest rate starting from 19.99% Reducing.Maximum Annual Percentage Rate (APR) 34.99%,
Processing fees equivalent to 0.95% of loan amount + 5% VAT, minimum AED 500, maximum AED 2,500 will apply
Early Settlement of Loan 1.05% of remaining balance, maximum AED 10,000
KYC Documents Passport, Visa and Emirates Id Copy.
Salary Certificate/Recent payslips.
Last 3 to 6 Month Bank Statement.
Copy of credit card with recent credit card statement.
Maximum Tenure of repayment is upto 48 Months.
Maximum Loan amount can be availed upto AED 150,000 for Expatriates.
Salary Transfer not Required.
Avail one-month deferment after 6 months payments.