Products and services that cater to all community members, designed flexible, low-cost loan packages for expatriates residing in the UAE.
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Eligibility and Criteria
Minimum Salary must be AED 5000 or Above.
Minimum age of the applicant should be 21 Years at the time of application and should not Exceed 61 Years of age at the time of Loan Maturity.
Applicant should completed 6 months in the Company or should be a confirm Employee.
Applicant with Low Credit Score or if a defaulter will not be considered as eligible.
Rates and Fee
Interest rate starting from 6.99% Reducing.
Processing Fee is 1.05%.
Insurance Fee at Bank Discretion.
Deferment of installment : AED 100 per deferment.
Passport, Visa and Emirates Id Copy.
Liability Letters from the Banks to be buyout.
Last 3 to 6 Month Bank Statement.
Payslips if applicable.
Maximum Tenure of repayment is upto 48 Months.
Maximum Loan amount can be availed upto 20 Multiples of salary and Max upto AED 1 Million.
Salary Transfer to ADCB Bank is Mandatory.