Deem Finance Personal Loans

Apply for Personal Loan

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Looking For a Quick Personal Loan Without Salary Transfer. Apply Online For Deem Finance Personal Loan. Lowest Interest Rates UAE & Offers Available.


deem finance personal loan in uae

Apply with Deem Finance with Flexible Repayment options. No Salary Transfer. Simple Application Process. Quick Approval. Direct Debit Facility. Deem Credit life Plus protects your loan’s outstanding in the unfortunate event of death and terminal illness. The plan also provisions for repatriation due to Death, by taking care of the repatriation expenses of the deceased loan customer to their country of origin.

Deem Finance Personal Loan for UAE Expats and UAE Nationals

Minimum Salary Required

AED 5,000

Reducing Rate

Starting 15.99%

Maximum Loan Amount


Features and Benefits

Features & Benefits

  • A minimum salary of AED 5,000 is required.
  • Reducing Rate Starting: 15.99%.
  • The repayment period is up to 4 years.
  • Both Expats and UAE Nationals can apply for this scheme.
  • Early settlement fee of 1.05 % of the remaining balance (10,000 AED maximum).
  • The arrangement fee is 1 % of the loan amount, where AED 500 is the minimum fee and AED 2500 is the maximum fee.
  • Credit Life Plus protects the borrower loan’s outstanding in the unfortunate cases of total or permanent disability or even in the event of their unforeseen death.
  • Salary Transfer not required.

Documents Required to Apply for Deem Finance Personal Loan

1. Passport and Visa Copy

2. Emirates ID

3. Income Proof – Valid Salary Certificate or Latest Payslips

4. 3-6 Months Bank Statement

Frequently Asked Questions for Deem Finance Personal Loan

How can I apply for a Deem Finance Personal Loan in UAE?

To apply you can directly visit any nearest Deem Finance branch or you can apply online through Deem website. Or you can apply through us via filling the web form.

How much is the minimum salary to be eligible for Deem Finance Personal Loan?

If you are earning a monthly salary of AED 5,000, you are eligible to apply for Deem Personal Loan.

Do I need to transfer my salary to avail a personal loan from Deem Finance?

No, transferring your salary is not required for applying for this loan.

Can I settle or close my Deem Personal Loan early?

Yes, you can close your Deem Personal Loan early with an early settlement charge of 1.05 percent of the remaining balance (10,000 AED maximum).

Can I apply for a Deem Personal Loan without Bank statement?

No, a Bank statement is a necessary document to apply for a Deem Personal Loan in UAE.

What is the interest rate for Deem personal Loan?

Deem Finance Personal Loan interest rates range from 15.99% to 34.99% per year. However, the interest rate depends on the customer profile and credit history.

What documents do I need to get a Deem Finance loan?

You need a valid Emirates ID, passport, and documents for proof of income such as bank statements and payslips/ a salary certificate.

*Disclaimer: The information provided by UAE Cash Loans on bank loan rates/information is on our best effort basis. As the interest rates and terms are dynamic, the data provided on UAE Cash Loans online portal is for information purposes only and does not constitute advice. Please always check with the banks or credit providers directly before committing yourselves. We take no responsibility for any contract or service you avail through such Banks, Financial Institutions or Agents.