Personal Loans without Salary Transfer

Plan it your way

Apply for a Citi Personal Loan and pay 0% processing fees


Apply for a Citibank personal installment loan in UAE. Easy and hassle-free.

Provider BankLoan NameMinimum SalarySalary TransferIslamic FinanceMaximum TermReducing Rate
Citi Bank Personal LoansCitibank Personal Installment LoanAED 10,000NoNo4 YearsStarting 13.99%


Get a Maximum Loan amount up to AED 175,000 with Citibank Personal Installment Loan.

Interest rates in UAE starting from 13.99% p.a. on reducing balance.

Loan repayment period is up to 48 months.

Fast Approvals. No Salary Transfer Required.

Minimum monthly Income: AED 10,000

For example, a loan amount of AED 10,000 availed for 12 months with an interest rate of 13.99% per annum can be repaid as a total of AED 10,773.89.


Age: At least 21 years old

Citizenship: UAE Resident only

Minimum salary: AED 10,000 monthly

Documents Required

Current dated Salary Certificate (3 months on current job)

Last three months bank statements (with salary transfer)

Minimum (fixed) monthly salary of only AED 10,000

Passport copy / Emirates ID Copy

Direct Debit Form

Apply Online NowFill in your details below and a product advisor will call you back with more details.

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