Citi Personal LoanApply for a Citi Personal Loan without Salary Transfer

Provider BankLoan NameMinimum SalarySalary TransferIslamic FinanceMaximum TermReducing RateFlat Rate
Citi Bank Personal LoansCiti Personal Loan - without Salary TransferAED 8,000NoNo4 YearsStarting 14%Starting 7.8%

Apply Online NowFill in your details below and a product advisor will call you back with more details.

Features & Benefits

No salary transfer required.
High Loan amounts up to AED 175,000.
Interest Rate starting from 14% (Reducing).
Flexible repayment periods between 6 to 48 months.
Top up loan after 9 months.
Fast Approvals.
Apply online from the comfort of your own home.
In principle approval in 10 minutes and get a decision in 24 hours.
Arrangement Fee is 1% of loan amount [Min AED500; Max AED2500].
Insurance is optional.
Early Settlement Fee is 1% of outstanding principal.


Age: At least 21 years old

Citizenship: UAE Nationals and Residents only

Minimum salary: AED 8,000 monthly

Documents Required

Last three months bank statements (with salary transfer)

Passport copy / Emirates ID Copy

*A. I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man or the UK. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: Call us at: +971 4 311 4000. 

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.